Cornerstone Community Financial
  • - Auburn Hills, MI
  • Auburn Hills, MI, USA
  • Competitive
  • Hourly
  • Full Time
  • Medical, Dental, Vision, 401k, etc...

At Cornerstone Community Financial, we are committed to being a leading community-focused credit union that is the cornerstone to helping members achieve their financial goals.

We offer competitive pay, lucrative incentive program, a full benefits package - health, dental, 401(k), paid time off and more!

General working hours are Monday through Friday 8:30AM-5:30PM, Saturday 9AM-1PM rotating.

CCF is a progressive, full-service financial institution still owned and operated by its members. To help members reach their personal financial goals, Cornerstone offers financial products and services ranging from share certificates and Visa® credit cards to competitive lending options.

Cornerstone is also keeping up with the latest in banking technology, offering secure services like online banking, mobile banking, and eStatements, as well as innovative deposit products like Choice Reward Checking Accounts.

While we are proud to deliver today's cutting-edge technology, we've kept our pledge to continue providing the exceptional personal service our members expect and deserve.

If you have a drive for service and a passion for making great things happen, come be a part of a long-standing organization that is growing strong and leading the industry in lending and technology!

The essential functions for our Senior Centralized Lender/Underwriter include:

  • Analyze current financial position of members to determine the degree of risk involved in extending credit or lending money.  Make decisions to approve, disapprove or forward the loan request to higher levels for decision, all in a timely and efficient manner. 
  • Service CCF home equity originations and portfolio to include, but not limited to processing applications, ordering appraisals, title work, resolving title issues, funding loan closings, processing discharges and subordinations and making decision recommendations.
  • Complete HMDA, FHLB, TRID compliance and insurance reporting requirements on behalf of the credit union as required.
  • Serves as backup point of contact for indirect dealers and new indirect member loans.
  • Foster cooperation, teamwork and frequent communication between the Centralized Lending department and the Financial Services staff.
  • Perform within CCF's established Standards of Excellence guidelines and living the Cornerstone Service Promises.
  • Work within all CU polices and operating procedures to include, but not limited to CCF's Security, BSA, OFAC, Red Flag, and Credit Policy, etc...
  • Actively participate in required staff meetings and adhere to lending philosophy and procedures.
  • Achieve and maintain the established acceptable score on all performance reviews.
  • Other duties as assigned. 

Minimum Qualifications:

  • Minimum of three years' experience in lending underwriting.
  • Minimum of three years' of home equity underwriting and/or processing.
  • Solid understanding of secondary market guidelines and regulations.
  • Working knowledge of lending operations along with working knowledge of lending compliance and regulations.
  • Working proficiency in a Symitar or equivalent LOS environment with basic understanding of Microsoft products. 
  • High school diploma or equivalent, Bachelor's degree preferred.      
  • Excellent attention to detail and attendance record.
  • Ability to obtain and maintain MLO#.
  • Ability to be bonded.

Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, age, status as a protected veteran, gender identity, or status as a qualified individual with a disability.

 

Cornerstone Community Financial
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